At Gorham & Ammarell Dentistry, we believe that clear financial information supports better treatment decisions. Before care begins, our team reviews estimated costs and discusses how dental insurance may apply to your visit. Open conversations allow patients to plan confidently and avoid unexpected expenses.
In-Network Insurance Participation
Our office participates with several PPO insurance networks. Being in a network may help reduce out-of-pocket costs, depending on your specific policy terms. We assist with benefit verification and claims submission to help streamline the administrative process.
In-Network Plans for Both Providers: (Subject to Change)
- Aetna
- Allied Umbrella Plan
- Delta Dental Premier
- Farm Bureau
- Guardian PPO
- Humana
- MetLife PPO
- Sunlife PPO – Assurant via DHA
- UMR
- United Healthcare PPO
Provider-Specific Participation: (Subject to Change)
- Dr. Gorham – Cigna CDR Plan
- Dr. Ammarell – Cigna Total Plan
Diagnostic Services and Coverage
Routine diagnostic procedures, including exams and dental X-rays insurance reimbursement, may be covered based on the terms of your policy. We document services thoroughly to support accurate claim submission and to clarify how diagnostic codes align with your coverage.
Exploring Dental Coverage Options
Every patient’s financial situation is unique. We encourage thoughtful discussions about available dental coverage options, whether through in-network participation, out-of-network benefits, or direct payment. Reviewing options in advance allows you to make practical decisions about recommended care.
Dental Financing for Added Flexibility
For treatment not fully covered by insurance, we offer structured dental financing through CareCredit. Financing may allow eligible patients to divide costs into monthly payments rather than paying the full amount at once. Our team reviews available terms so you understand repayment schedules before moving forward.
Direct Payment Methods
We accept cash, personal checks, and most of the credit cards. Some patients combine insurance benefits with financing, while others prefer direct payment. Our responsibility is to provide accurate information so you can pick the approach that fits your needs.
